Located on 2945 Monterey Drive in Decatur, this 4-BR, 5-BA home is not part of a subdivision and comes without mandatory HOA fees. With 2,086 square feet of finished living space, this floor plan offers generous gathering spaces as well as comfortable private retreats. The kitchen functions as the heart of the home with ample counter space, storage, and a natural connection to the main living areas. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. Step outside to approximately 0.3 acres, creating a comfortable setting for outdoor living and weekend gatherings. With parking available, the home provides flexible options for families and visitors. Located in Decatur but outside a traditional subdivision, this home combines neighborhood convenience with a non HOA setting. After roughly 40 days on the market, this home remains a strong option in the area. Currently offered at $524,000, this home delivers a strong combination of space, condition, and location.